Kearney Insurance Agent Feeling the Affects of Health Care Reform


Marcotte Insurance account executive Tim Shada receives many calls during the day and has had to change his schedule quite a bit since October First, when people started trying to enroll in so-called Obamacare.

"Anymore I'm coming to work at 6:30, 7 o'clock in the morning, just to try to get stuff done before my phone starts ringing at 8 o'clock in the morning," said Shada.

By January First every American has to be signed up for health coverage or face a fine.

This law will keep Shada busy the next two months.

"I'm going to put a cot over in the corner so I can stay here and just get work done," said Shada.

One problem that Shada shares with the rest of the country is problems with Since October First there have been glitches keeping people to see what plans they are eligible for and actually being able to enroll.

"I don't have one client that has gotten completely through the exchange; they have gotten as far as qualified for subsidy, that's where glitches are in the program," explained Shada.

With the troubles on the web, Shada has informed clients to try the paper application or apply over the phone.

He believes insurance companies were more ready to go than the federal government.

"I think the insurance companies are far better prepared for health care reform than the federal government," said Shada.

Premiums on average in Nebraska are up 74 percent, the eighth highest in the country.

According to Shada, one group that is really being affected are 27-year-old males.

"It has been stated numerous times for the program to work they need to get those young males enrolled in the program," said Shada.

Forbes is reporting that for 27-year-old Nebraskan males, the difference between the cheapest plan under the old system and then after the changes was 279 percent.