Nebraska Town's Rebuilding Won't Include Basements

OMAHA, Neb. (AP) — The very thing that saved lives when tornadoes destroyed much of a northeast Nebraska town last month — basements — generally won't be an option for residents who rebuild.

That's because most of the town of Pilger has been in a flood plain since 2004, so anyone rebuilding will have to make sure the lowest level of their home is at least one foot above the most likely flood level.

Anyone who doesn't comply with flood rules might have trouble getting flood insurance, which banks require if there is a mortgage, or face astronomical flood insurance premiums.

Village Clerk Kim Neiman says the flood rules aren't going over well with many Pilger residents but some have already committed to rebuild.